INVESTOR STYLES & SUPPORT
Investment Methods for Every Style
You may have some employees who are investment savvy and want a way to select their own stocks, funds, etc. And you might have the opposite; employees who want to invest in their 401(k) plan but don’t know where to start. Most companies have employees with a range of investment styles and preferences – and trying to accommodate all of them can be a challenge. We offer services that provide each employee the level of help and flexibility they’re seeking. Take a look at the four methods below created to meet your employees’ diverse needs.
DO IT FOR ME
Consists of professionally-managed default fund options for people who don’t want to make a decision about how to invest their retirement savings. These employees:
- Want to keep it simple
- Are not comfortable or knowledgeable in making investment decisions
- Do not want to spend time on making investment decisions
Many employees want to be involved in selecting funds for their 401(k) account, but need help or education in choosing a portfolio based on their goals that best suits their life circumstances.
- For these individuals, we provide a tool called the Retirement Navigator, which helps educate them to select a portfolio consisting of investments most appropriate for their personal situation
- Our Retirement Navigator methodology is based on the same thorough process we use to help our more than 30,000 high-net-worth investors
Select My Own Fund Mix
We understand some employees prefer to select their own investments rather than choose from pre-designed model portfolios. They may have sufficient knowledge about capital markets to properly select and diversify their retirement portfolios. For investors who want to select their own fund mix, we offer:
- The ability to choose from professionally-managed, proprietary funds, advised by Fisher, available exclusively through 401(k) Solutions
Open My Own Brokerage Account
For individuals who are investment-savvy or who want more expansive investment options.
- Individuals in this category can open a Self-Directed Brokerage Account (SDBA)*
- A wide array of investment options available within their SDBA, with thousands of mutual funds, stocks and bonds
- Ability to hire an outside investment adviser to manage their 401(k) investments and outside assets holistically**