Get Started with Fisher | Business 401(k) Services

Building a Better Retirement Plan Starts Here

Building a better retirement plan starts with selecting the right advisor. Fisher 401(k) specializes in optimizing retirement plans to meet your company's unique needs, ultimately setting your employees up to retire comfortably.

See What our Clients Have to Say

“Fisher Investments plays a crucial role in our company retirement planning for our employees. Fisher promptly responds to our employee needs as they help them manage their retirement portfolio. Our retirement counselor has been very helpful in explaining our retirement plan, its design and features.”

Yolanda. O | Plan Administrator
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“Our Retirement Counselor has been wonderful through the entire process. Answered all of my questions and continues to be available for anything we need. I was hoping to receive the service and commitment that I was promised and received much more than expected!”

Kami A. | Business Owner
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“Onboarding was simple and easy. Although we have only recently employed Fisher Investments, what we have seen has been an improvement to our plan’s administration and investments."

Joe P. | Vice President of HR

Testimonials are representative of client views at the time collected. Clients are not compensated financially or otherwise for testimonials.

Better Advice, Better Outcomes

Fisher Investments Significantly Outperforms on Three Key Drivers of Wealth Creation.

46%

Higher employee participation rates¹

80%

Higher plan participant savings rate²

78%

Lower fund fees³

Money Better Spent

Our advisory model maximizes for value generation, so less of your fee goes to non-wealth-generating services.

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Wealth-Generating Fees

Adviser | Wealth-Generating

Fisher never accepts commissions, always putting your interests first. Some plans pay 3x more on fund fees because many brokers/advisors select funds that pay higher commissions.

Non-Wealth-Generating Fees

Recordkeeper & TPA Fees

Some plans pay 2x more on recordkeeper and TPA fees because their broker/plan advisor select vendors that pay higher commissions.

Fisher never accepts commissions, always putting your interests first. As a result, we champion your needs to get more out of your vendors, without increasing costs.

Average Plan Fee Breakdown
	Industry Average	Fisher Average
Total Fee Percentage	1.49%^{Information supported by footnote 4}	1.40%^{Information supported by footnote 4}
Wealth Generating	57%	76%
Non-Wealth-Generating	43%	24%
Legend	Green color: Wealth Generating^{Information supported by footnote 5}	Blue color: Non-Wealth-Generating

¹ Average increase in employee participation rates as of 12/31/21

² Average increase in employee contribution rates as of 12/31/21

³ The fund fees calculation is based on data gathered for 500+ retirement plans considering hiring Fisher between January 2022 and June 2022. Improvement is measured by taking the mean of the actual fees paid by the prospect to fund investment managers for their existing fund lineup and comparing it to the mean of the estimated fund fees of the Fisher proposed fund lineup.

⁴ Industry Average data is based on Fiduciary Benchmarks, Inc Plan Profile Report for a $2mil 401(k) plan with 50 participants as of 12/31/20, The Industry Average fund fee (.48%) was calculated by taking 32% of the industry average total plan fees (1.49%), as this is the average proportion of the fee allocated to investment managers in the report. The Fisher Average fee (1.40%) represents the fees an average Fisher Investments 401(k) client would pay as of 12/31/20, based on a $2mil 401(k) plan with 50 participants; Ascensus for bundled recordkeeping (.33%); and the weighted average fund expense ratio based on actual client investment allocations (.07%).

⁵ Wealth-generating fees are defined as plan advisor fees & fund fees; non-wealth generating fees are defined as all other fees, including recordkeeper and third party administrator fees.

Building a Better Retirement Plan Starts Here