401(k) Blog & News | Fisher Investment 401(k) Solutions

401(k) vs 403(b): Frequently Asked Questions

April 25, 2022

What is a 401(k)? A 401(k) plan is one of the most common types of retirement...

How a Diversified 401(k) Strategy Can Cut Your Taxes

March 1, 2022

As a business owner, you have a lot of choices for how to save for retirement....

How to “Mega” Your 401(k) and Cut Your Taxes

February 15, 2022

The IRS limits how much you and your employees can contribute to your 401(k)...

What Business Owners Should Know About CalSavers

February 2, 2022 Updated

It's no secret the average American worker isn't financially prepared to afford...

A Complicated System That Puts You Last

January 31, 2022

Your retirement plan advisor is supposed to be helping you out. They offer to...

The Trojan Horse That Can Crush Your Company's 401(k)

January 14, 2022

Your 401(k) plan might have a Trojan horse that can sabotage employees' earning...

Your 401(k) plan advisor: Are you getting a good value?

January 11, 2022

Paying less now isn't a good deal if it costs you in service and performance...

Legislative Spotlight: The Retirement Security & Savings Act

January 7, 2022

Among the many legislative changes to retirement savings plans that Congress...

Legislative Spotlight: Automatic Retirement Plan Act

January 3, 2022

It's estimated half of working-age American households risk being unable to...

Cycle 3 Restatement: Frequently Asked Questions

December 17, 2021

If you're someone involved with administering your company’s 401(k) plan,...

How Low-Quality, High-Cost Funds Drag Down Your Retirement Savings

December 12, 2021

Many people are simply glad to have a retirement account. Who has time to dig...

Legislative Spotlight: SECURE Act 2.0

December 6, 2021

You might be familiar with the Setting Every Community Up for Retirement Enhancement...

How to Use Profit Sharing to Stay “Tax Neutral”

October 18, 2021

Weighing options Consider a 50-year old business owner whose business is...

How to Upgrade Your SIMPLE IRA to a 401(k) Plan

September 26, 2021

If you are a business owner currently sponsoring a SIMPLE IRA, then you are...

5 Reasons a 401(k) Is Better Than a SEP IRA

September 24, 2021

Thriving Businesses Rely on 401(k) The 401(k) plan is one of the most powerful...

5 Reasons a 401(k) Is Better Than a SIMPLE IRA

August 10, 2021

Thriving Businesses Rely on 401(k) The 401(k) plan is one of the most powerful...

More savings, fewer taxes: The powerful tax benefit for business owners

June 28, 2021 Updated

Would you like to pay fewer taxes now and save more for your retirement?1 If...

Tax Hike: What Biden's Tax Plans Means for You

June 13, 2021

The Biden Administration has started planning for significant tax increases...

Tax Credit and Deductions

March 2, 2021

That’s because the SECURE Act (Setting Every Community Up for Retirement Enhancement...

3 Mistakes to Avoid When Starting a Retirement Plan

January 28, 2021

1. Choosing the Wrong Plan Type There are several plan types to choose from...

Avoid These 7 Common 401(k) Administration Issues

January 5, 2021 Updated

The Employee Retirement Income Security Act (ERISA)—the federal law that governs...

401(k) Tax Benefits for Business Owners

December 18, 2020 Updated

Tax strategies are important for any employer, but especially for the owners...

2021 Key 401(k) Compliance Dates for Your Business 401(k)

December 7, 2020 Updated

These key dates vary in how much action you’ll have to take—some may be...

3 Tips for Managing 401(k) Profit Sharing Contributions

November 11, 2020 Updated

One of my goals as a Retirement Counselor with Fisher Investments 401(k) Solutions...

401(k) Contribution Limit Increases for 2022

November 11, 2020 Updated

If you offer a 401(k) plan at your small business, the contribution limits for...

401(k) Employer Match Contributions Matter

November 11, 2020 Updated

Employers often wonder if they should offer 401(k) matching contributions to...

401(k) vs. IRA—Which is the Better Option for You?

November 11, 2020 Updated

When I meet with the employees of businesses we serve, I often get the question,...

Benefits of Roth 401(k): 5 Reasons Your Employees Will Love it

November 11, 2020 Updated

Do your employees seem to be ignoring the Roth account available in your 401(k)...

Does Your Business Have a Top-Heavy 401(k)? Consider Adding Safe Harbor

November 11, 2020 Updated

It’s no secret that in the world of 401(k), the rules that make sure employees...

Employer Considerations for Nonqualified Deferred Compensation Plans

November 11, 2020 Updated

Company-sponsored retirement plans can help employers reach their business goals...

How Using Health Savings Accounts with 401(k) Benefits Can Help Your Employees

November 11, 2020 Updated

With healthcare costs continuing to climb, and as more Baby Boomers get ready...

Is an IRA a Good 401(k) Alternative for Your Employees?

November 11, 2020 Updated

Recently my team met with an employer whose perspective challenged us to consider...

Thinking about starting a 401(k) at your business? Here’s food for thought—including potential tax benefits

November 11, 2020 Updated

For many business owners, growth is a constant quest. Small businesses define...

Types of 401(k) Profit Sharing Plans

November 11, 2020 Updated

Small businesses choose to add profit sharing plans to their 401(k) because...

What is Compound Interest?

November 11, 2020 Updated

Interest is a common part of our financial lives. We pay interest on credit...

How to Set Up a 401(k) Plan For Your Business

October 27, 2020 Updated

401(k) plans are one of the best benefits you can offer your employees—and...

New Jersey Businesses and Secure Choice

October 14, 2020 Updated

Saving for retirement is not always easy for workers in New Jersey, this is...

State-Run Retirement in Illinois: What is Secure Choice?

October 14, 2020 Updated

In an effort to help more employees save for retirement, the state of Illinois...

What Business Owners Should Know About OregonSaves

October 14, 2020 Updated

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Setting up your Company’s 401(k) Investment Options

October 9, 2020 Updated

What is your company’s 401(k) Fund Lineup? Defined contribution plans,...

Pro Tips for Managing a Cash Balance Plan During a Pandemic

September 8, 2020

If you currently sponsor a Cash Balance Plan, then you know they can be complex,...

The DOL Now Allows Private Equity in 401(k) Plan's Investment Lineup

September 3, 2020

In early June 2020, the Department of Labor decided to allow private equity...

5 Ways Your 403(b) Plan Is Costing You Big

August 31, 2020

If you sponsor a 403(b) plan, you might be familiar with the limitations plaguing...

Your 401(k) and Stock Market Volatility

August 6, 2020 Updated

HOW DO YOU PROTECT YOUR INVESTMENTS FROM STOCK MARKET VOLATILITY? Don’t...

An Overview of Solo 401(k) Plans

July 27, 2020 Updated

What is a Solo 401(k) plan? A solo 401(k), also known as an individual 401(k),...

The CARES Act and RMDs: FAQs

July 7, 2020 Updated

In the wake of the COVID-19 pandemic, the CARES Act has granted relief to employers...

All About 401(k) Fees

June 4, 2020 Updated

What Fees Are There in a 401(k) Plan? Typically, 401(k) plans have three...

CARES Act and 401(k) Loans and Distributions FAQs

June 2, 2020

As an employer offering a 401(k) plan, you’ve probably gotten a lot of questions...

MULTIPLE EMPLOYER PLAN FOR INDUSTRY ASSOCIATIONS

June 1, 2020 Updated

A Multiple Employer Plan, or MEP, is an employer sponsored retirement plan for...

The Impact of the SECURE Act on Multiple Employer Retirement Plans

May 19, 2020

A Multiple Employer Plan (MEP) is a type of 401(k) plan in which a group of...

Layoffs vs. Furloughs: What’s the difference in terms of 401(k) impact?

May 14, 2020 Updated

Some businesses are making the painful decision to lay off employees, while...

401(k) Plan Management during COVID-19: FAQs

April 15, 2020

As employers around the country are thinking about their responsibilities and...

Money Purchase Pension Plans

March 5, 2020

How does a money purchase pension plan work? A money purchase pension plan...

Defined Benefit Pension Plans

March 2, 2020

What is a defined benefit pension plan? A defined benefit pension plan is...

457b Governmental Plans

February 28, 2020

What is a 457(b) plan? A governmental 457(b) plan is a nonqualified deferred...

401(a) Governmental Plans

February 25, 2020

What is a 401(a) plan? A 401(a) plan is a defined contribution retirement...

Former employees with a 401(k) balance

January 15, 2020 Updated

Your business can spend a lot of extra time and money over the years if former...

What Is a 401(k) Plan Document?

January 14, 2020

A 401(k) plan document governs a retirement plan’s features and day-to-day...

401(k) Benefits for Business Owners

January 10, 2020 Updated

So what are the 401(k) benefits for business owners? I’ve written recently...

What is a Required Minimum Distribution (RMD)?

November 5, 2019

A Required Minimum Distribution (RMD) is the minimum amount of money an individual...

Celebrate National Retirement Security Week with These Small Steps

October 21, 2019

It’s National Retirement Security Week, and there’s no better time to take...

401(k) Plan Design

September 24, 2019

What is 401(k) Plan Design? 401(k) plan design refers to how your 401(k)...

How to Evaluate 401(k) Recordkeepers

September 3, 2019

1. Compare Fees from Several Recordkeepers It’s difficult to know where...

Selecting Your Company's 401(k) Provider

August 28, 2019

Selecting Your Company’s 401(k) Provider There are many reasons you may...

How to Evaluate Third Party Administrators

August 2, 2019

Third party administrators (TPAs) are organizations or individuals who are hired...

The Keys to 401(k) Compliance Testing Success

July 19, 2019

In the 15 years I’ve worked at Fisher Investments, I’ve spent a lot of time...

Differences In Employer and Employee 401(k) Plan Perception

July 15, 2019

For millions of employees, 401(k) plans are the cornerstone of their retirement...

What is a 3(16) Fiduciary for 401(k) Plans?

June 28, 2019

A 3(16) fiduciary is a service provider hired by an employer to manage the day-to-day...

401(k) Administration at Your Small Business

June 26, 2019

Ideally, you have an adviser or other plan partner to help you or your 401(k)...

What is a 403(b)?

June 3, 2019

What is a 403(b) retirement plan? A 403(b) plan is a special kind of retirement...

All About 401(k) Plan Sponsors

May 3, 2019

What is a 401(k) Plan Sponsor? A 401(k) plan sponsor is a company that sets...

What are 401(k) Corrective Distributions?

March 27, 2019

In a 401(k) plan, corrective distributions happen when the company must return...

Employee Stock Ownership Plans (ESOP) Can Help Business Owners Retire

March 20, 2019

Are you thinking about your transition out of your business but concerned about...

The Most Common 401(k) Investments

March 7, 2019

A 401(k) is a powerful tool to help you and your employees save for retirement,...

Small Business 401(k) Cost & Expenses

February 11, 2019

No matter what your company’s 401(k) looks like, it costs money. This topic—401(k)...

How Much Do I Need for Retirement? What a Retirement Calculator Can Tell You

January 10, 2019

“‘How much do I need for retirement?’ is a loaded question,...

6 Traits of the Best 401(k) Plan Providers: A Focus on Advisers

November 20, 2018

Finding the right 401(k) plan adviser for your business takes careful consideration....

Raise Your Company’s 401(k) Participation with Employee Representatives

October 23, 2018

There are many benefits for an employer to increase company 401(k) participation...

State-Run Retirement Security Program Challenges

October 8, 2018

Several states have launched programs to help citizens prepare for retirement...

What is a 408(b)(2)?

September 26, 2018

Employers who offer a 401(k) to their employees are responsible for working...

Social Security for Business Owners

September 13, 2018

For most American workers, Social Security looks pretty much the same; Federal...

The 4 Types of 401(k) Advisers

August 22, 2018

Choosing a retirement adviser might be the most important decision that you...

3 Steps for Business Owners to Outsource 401(k) Fiduciary Liability

August 8, 2018

When an employer chooses to offer a 401(k) on behalf of their employees, they...

Close the Professional Services Hiring Gap with 401(k) Benefits

July 31, 2018

Employers in the professional services field can be very different from one...

Employee 401(k) Committee FAQs

July 10, 2018

I recently found a great example of the power of employee engagement in action...

401(k) Education for Employees

June 26, 2018

What do your employees need to make the most of the 401(k)? Here’s a summary...

5 Tips for Choosing an IRA Provider

June 11, 2018

What happens when you need to move your retirement savings out of a 401(k)?...

Hiring Friends or Family as Your Company’s 401(k) Provider

May 29, 2018

In business, a lot gets done based on personal relationships. Maybe you have...

Top Reasons to Start a 401(k) for Your Small Business

May 21, 2018

When it comes to retirement benefits, there are a lot of good options to consider....

Washington State Opens Online Retirement Plan Marketplace

May 10, 2018

Following soon after Oregon’s launch of the nation’s first-ever state-run...

Why Personal Injury Attorneys Are Pursuing 401(k) Lawsuits—And What Employers Can Do To Avoid Them

May 2, 2018

Emboldened by several newsworthy success stories, personal injury attorneys...

Why it Works to Customize 401(k) Enrollment Day for Your Employees

April 23, 2018

Are your employees enthusiastic about retirement saving? It’s a funny question...

What Is the Saver’s Credit?

April 2, 2018

When you choose to offer your employees a retirement plan like a 401(k), a big...

401(k) Loans: A Good Option for Your Company?

March 27, 2018

As many as 87% of employees enrolled in a 401(k) have access to a loan of some...

Companies Offer Best Practices for Managing Your 401(k) Plan

March 19, 2018

America’s biggest companies have adopted their own model for 401(k) in order...

How to Find The Right Tax Adviser For Your Business

March 1, 2018

For any small business, tax time is both stressful and exciting. The business’...

Planning for a Business Leadership Succession

March 1, 2018

Only around 30% of family-owned or managed businesses survive the transition...

Retirement Education for a Generationally Diverse Workplace

March 1, 2018

They say nothing is certain but death and taxes, but at Fisher Investments 401(k)...

Regional Employment Trends Offer Insight into 2018 Job Market

March 1, 2018

Since 2012, the United States is on an employment hot streak. 2017 saw a 4.1%...

Going for Retirement Gold: How Super Savers Maximize Savings

February 23, 2018

When athletes make it to the podium, the medal around their neck isn’t something...

5 Ways to Manage Employee Payroll Information for 401(k) Plans

February 19, 2018

I’m constantly working to reduce the administrative time my clients have to...

4 Ways to Help Your Employees Prioritize Financial Wellness

February 12, 2018

As an employer offering a 401(k) plan, have you ever wondered why your employees...

Avoid these myths when considering changing 401(k) providers

February 5, 2018

Among employers who offer a 401(k) plan, there’s an opinion I’ve heard that...

Encouraging Millennials to Exceed Savings Goals

January 29, 2018

Millennials are saving. As a generation, they save an average of 10% of their...

How the Recent Tax Cuts Could Help Your 401(k) Account

January 24, 2018

On December 22, 2017, President Donald Trump signed the Tax Cuts and Jobs Act...

Key 2018 Compliance Dates for Your Company 401(k)

January 9, 2018

Happy New Year! As with every year, there are important dates in 2018 that 401(k)...

Agile Project Management Strategies from Silicon Valley

January 1, 2018

There are many different project management philosophies small businesses...

Artificial Intelligence Applications for Small Business

January 1, 2018

At this point, saying that your small business needs to embrace technology...

Assessing Your Tech Budget for 2018

January 1, 2018

There’s a saying making the rounds in business publications for every...

Cohesive Small Business Brand Messaging to Segmented Audiences

January 1, 2018

Television and radio commercials are effective in part because they’re...

401(k) Contribution Limit Increases for 2018

December 27, 2017

If you offer a company-sponsored 401(k) plan at your small business, you and...

How to Set Up a 401(k)

December 11, 2017

65% of small business employers believe a 401(k) is important for attracting...

¿Cómo funciona un 401(k) con contribuciones de su empleador?

December 04, 2017

En Julio, el Washington Post publicó un artículo sobre como algunos negocios...

5 Tips for a Successful 401(k) Enrollment

November 21, 2017

401(k) enrollment provides an opportunity for employees to get started with...

Addressing Toxic Employee Behaviors

November 1, 2017

Parents often teach children to cope with difficult personalities by ignoring...

Business Travel Tips

November 1, 2017

Business trips represent exciting opportunities for a small business owner...

Educating Your Team on Cybersecurity

November 1, 2017

Cyberattacks are one of the greatest threats to American small businesses....

Small Business Insurance FAQs

November 1, 2017

Business owners turn to Google about 100 times each month looking to learn:...

Tools to Meet Your Customers on the Web

November 1, 2017

Today’s economy is driven by the internet, and a company’s ability to...

Tax Reform and Your Business 401(k)

October 31, 2017

House Ways and Means Committee Chairman Kevin Brady (R – Texas) is expected...

What are 401(k) Controlled Groups?

October 30, 2017

Do you own multiple businesses and offer 401(k) plans to your employees? Are...

How to Save $1 Million for Retirement—Even if You Think it’s Too Late

October 23, 2017

When it comes to saving for retirement, starting early is generally pretty good...

Common Adviser Selection Mistakes

October 10, 2017

So, you’ve begun thinking about adding a 401(k) to your business’s benefits...

What’s the Difference Between a Retirement Adviser and a Retirement Advisor?

October 2, 2017

(UPDATE: The DOL Fiduciary Rule has been vacated; references to the Rule no...

4 Lead Generation Customization Hacks to Captivate Your Customers

October 1, 2017

In the past, a website was essentially a sales brochure—it had basic information...

Avoiding Common Small Business Budget Threats

October 1, 2017

Unanticipated major expenses are one of a business owners’ worst nightmares,...

Creating a Digital Disaster Recovery Plan

October 1, 2017

October is Cyber Security Awareness month, and in some states it’s also...

Evolving the Practice of Human Resources

October 1, 2017

Today’s human resources departments are tasked with engaging and supporting...

The 2018 Strategic Planning Checklist

October 1, 2017

As the year draws to a close, small business owners often start thinking...

What Does an “A” 401(k) Service Provider Look Like?

September 5, 2017

Recently, Fisher Investments 401(k) Solutions conducted a 401(k) survey of 5,000...

10 Eco-Friendly Business Practices

September 1, 2017

Going green is bringing small businesses major cost savings on monthly utilities...

5 Alternatives to Traditional Networking Events

September 1, 2017

We’ve written before about making the most of traditional networking events,...

9 Non-Monetary Incentives for Employee Engagement

September 1, 2017

Retaining talented employees can be difficult. With over half of job separations...

Retirement in the U.S.: A History to Today

September 1, 2017

The American labor movement brought us Labor Day, the weekend, employer-sponsored...

Strategies to Support Your Employees' Continuing Education

September 1, 2017

September is Learning and Development Month, which means we should reflect...

The “How-To” for a 401(k) Rollover

August 8, 2017

What is a 401(k) rollover? Simply put, it’s when someone moves money from...

Oregon Launches Nation’s First State-Run Retirement Plan

August 2, 2017

Although California was one of a handful of states blazing the trail for government-run...

10 Tips to Tie Social Media Into Your Marketing Strategy

August 1, 2017

In the U.S. alone, 81% of the population has a profile on at least one social...

3 Tips for Promoting Workplace Wellness

August 1, 2017

Americans have grown more concerned with their wellness in recent years.1...

5 Email Marketing Tools

August 1, 2017

For many business owners, email marketing represents a huge opportunity...

Online Payment Solutions for Small Businesses

August 1, 2017

In the app economy, small business owners have more options than ever when...

Time Management Tips for Leaders

August 1, 2017

Recent research by McKinsey & Company has shown that four kinds of behavior...

401(k) in Southern California: How Does Your Town Stack Up?

July 25, 2017

We recently published an interactive map looking at the top 50 cities in the...

4 Common Scams That Target SMB (and What to Do When One Targets You)

July 1, 2017

With greater sophistication of internet use comes greater vulnerability...

5 Business Expense Tracker Apps for Small Businesses

July 1, 2017

With everything business owners have to keep track of, managing business expenses...

5 Causes of Employee Boredom and How to Combat Them

July 1, 2017

The workplace is one of the places in our lives where boredom can be the...

Writing an Effective Job Description

July 1, 2017

Whether you’re hiring brand new talent to fill an established role, or...

DOL Fiduciary Rule Applicable June 9 2017

June 19, 2017

UPDATE: The DOL's Fiduciary Rule has been vacated. I’ve written before...

California’s State-Run Retirement Plan to Proceed, Despite DOL Rule Repeal

June 6, 2017

On May 17, President Donald Trump signed into law a repeal of an Obama-era Department...

3 Private Investor Types Every Small Business Owner Should Know

June 1, 2017

A few months ago, we shared an article on the different sources of funding...

3 Tips for Equitable PTO Policies

June 1, 2017

Giving your team ample time off to recharge and reset is absolutely critical...

3 Ways Digital Trends Have Changed Customer Service

June 1, 2017

As the digital economy has grown, it has brought businesses closer to their...

The Best Online Collaboration Tools for Small Business

June 1, 2017

When your business requires you to travel, to manage remote teams, or to...

Celebrating National Small Business Week: Construction on the Rise

May 5, 2017

This week is National Small Business Week, a time to reflect on the importance...

Celebrating National Small Business Week: A Look at the Medical Industry

May 2, 2017

This week is National Small Business Week, a time to reflect on the importance...

3 Branding Strategies from SXSW

May 1, 2017

The 30th annual South by Southwest Festival (SXSW) was hosted in Austin,...

3 Essential Considerations for a New Business Location

May 1, 2017

If you’re growing your small business by opening an additional location...

5 Habits of High Performing Teams

May 1, 2017

It’s easy to recognize a high-performing team when you see one. Maybe...

Going Beyond Managing Your Managers

May 1, 2017

For a business owner, establishing loyalty, confidence, and trust between...

The Right Thing: Hiring Ethical Employees

May 1, 2017

Guest Article from Nathan Fisher, Managing Director, Fisher Investments 401(k)...

How to Relieve Employee Stress

April 19, 2017

It’s National Stress Awareness month, and we’re thinking about one of the...

Celebrate American Small Business Week with Us

April 1, 2017

Since 1963, the US Small Business Administration has celebrated Small Business...

Cloud Storage and Digital Security

April 1, 2017

Cloud storage services like Microsoft Azure, Google Drive, and Dropbox are the...

Pros and Cons of Annual Performance Reviews

April 1, 2017

For many in the corporate world, annual performance reviews might feel like...

Vetting Process For Vendors

April 1, 2017

Choosing a vendor for goods or services is one of the more important decisions...

Government-Sponsored Retirement Plans—Coming to a State Near You?

March 30, 2017

With worry over the retirement savings gap becoming a greater national concern,...

Three Common 401(k) Evaluation Mistakes

March 24, 2017

Not long ago, I received an email from a company I had met with years ago. When...

Why Your Investments Are Doing Well but Your Investment Account Isn’t

March 16, 2017

I recently met with a small business owner who was frustrated with his 401(k)...

Celebrate Employee Appreciation Day with Retirement Planning Support

March 3, 2017

Today is Employee Appreciation Day, the national holiday where employers recognize...

6 Business Tax Reductions

March 1, 2017

Small business owners face quite a responsibility when it comes to filing...

NEWS: 2017 401(k) Penalty Rates Hike

March 1, 2017

Guest Article from Nathan Fisher, Managing Director, Fisher Investments 401(k)...

Small Business Website Hacks You Need to Know

March 1, 2017

For many small businesses, a website is the first impression that you make...

Successful Onboarding for Your New Employees

March 1, 2017

Last month's Business Navigator discussed how to digitize your business'...

Top Tech Trends for 2017

March 1, 2017

We’ve seen a lot of business-changing technologies develop over the past...

What is a 401(k) QDIA?

February 22, 2017

A 401(k) QDIA (Qualified Default Investment Alternative) is a default investment...

DOL Fiduciary Rule at Risk Again

February 8, 2017

UPDATE: The DOL's Fiduciary Rule has been vacated. Several news outlets...

Johnny Depp and Fiduciary Responsibility

February 7, 2017

UPDATE: This case was settled for an undisclosed amount in 2018. The New...

How to Use Online Legal Help for Your Business

February 1, 2017

In 2013, a survey of small business owners by marketing research firm DecisionAnalyst...

Managing Millennials in the Workplace

February 1, 2017

As Millennials have begun to define their careers, they’ve placed new demands...

Salary Benchmarking Tips for Small Businesses

February 1, 2017

Looking around online to see what other businesses in your industry are...

Strategies for Digitizing Your Recruitment Workflow

February 1, 2017

If you’re looking to fill an open position at your business, the Internet...

The Modern Office Dress Code

February 1, 2017

Today, our growing social acceptance of individuality is mirrored in how people...

Fear of the Future: Baby Boomers and Low Participation

February 1, 2017

When experts in the retirement industry talk about low plan participation, the...

Developing a Project Management Process

January 1, 2017

Many small businesses hire individuals to fill a certain position, but then...

Funding Options for Small Businesses

January 1, 2017

If you’re a business owner looking for capital to use as growth funding,...

Managing Conflicts of Opinion in the Office

January 1, 2017

Conflicts of opinion happen every day in almost every workplace. Sometimes...

The Networking Event Survival Guide

January 1, 2017

Networking events are held in almost every industry, and across the board,...

Three Ways to Clear Negative Office Energy

January 1, 2017

There’s no doubt that stress and negativity weigh heavy in the office,...

Football players and your employees—what can these possibly have in common?

December 27, 2016

As the NFL regular season nears its end, avid fans across the country are watching...

The Importance of Stocks in 401(k)

December 22, 2016

Happier people with more secure financial futures tend to make better employees....

What is a 401(k) Vesting Schedule?

December 16, 2016

If your small business offers a matching contribution, profit sharing plan,...

Empowering Americans to Retirement Security

December 13, 2016

Over the last three years, I’ve been meeting with clients of mine who are...

5 Tips for Evaluating a New 401(k) Provider

December 6, 2016

When I meet with business owners like you and ask them about their 401(k) evaluation...

Judging if a New Software Will Fit Your Business

December 1, 2016

Software is essential to today’s everyday business functions. From point-of-sale...

Mastering the Q4-Q1 Transition

December 1, 2016

"Strategies exist to help keep the success thundering into the New Year,...

Merging Leadership Goals With Office Design

December 1, 2016

Today there are lots of opinions about what makes the ideal office, but...

Why Millennials Are Delaying Retirement Savings

November 28th, 2016

2016 was a banner year: Millennials or Generation Y overtook Baby Boomers as...

Top 10 cities with 401(k)'s. Find out if yours is one of them

November 17, 2016

Providing your employees a 401(k) plan is key to attracting and retaining top...

Challenging Small Business 401(k) Myths

November 9th, 2016

If your small business offers a 401(k) to your employees, you’re probably...

What is a 401(k) Fiduciary?

October 28, 2016

The word “fiduciary” may sound like scary legalese, but it’s a term with...

Evaluating Small Business Retirement Plans with R.E.T.I.R.E.

October 26, 2016

I built Fisher Investments 401(k) Solutions because I saw that many small businesses...

How to Start a 401(k) Plan for Your Business

October 19, 2016

How to Start a 401(k) Plan for Your Business 1. Decide on a plan that’s...

Small Steps, Big Potential to Retire Ready: Take Advantage of National Save for Retirement Week

10/17/2016

This is it—National Save for Retirement Week, also known as National Retirement...

Robo Advisers and Full-Service Models: Opening New Doors into the 401(k) Market

10/05/2016

So what are robo-advisers, and what brought them into the 401(k) market? Like...

How Has the Affordable Care Act Impacted Small and Mid-Size Business Benefits?

October 1, 2016

In 2010, the Affordable Care Act was passed, heralding an era of change...

Social Security and 401(k) Planning

October 1, 2016

Since the Social Security Act was signed into law in 1935, millions of Americans...

Find out what other small business owners have to say about their company’s 401(k)

Sept 15, 2016

MOST Employees say they are not financially prepared for retirement. Even...

Five things John Oliver has mostly right about retirement

July 5, 2016

Comedian John Oliver really has a knack for delivering biting social commentary...

What does the final DOL rule mean to Plan Sponsors?

May 24, 2016

The DOL has redefined who is an ERISA fiduciary. As mentioned in our original...

Why a Defined Contribution Plan might be the most flexible retirement plan for your small business

April 1, 2016

WHY A DEFINED CONTRIBUTION PLAN MIGHT BE THE MOST FLEXIBLE RETIREMENT PLAN FOR...

CONFLICT OF INTEREST DOL RULE 2016

Mar 3, 2016

What does the proposed DOL rule mean? Currently under review with OMB, the...

How Low-Quality, High-Cost Funds Drag Down Your Retirement Savings

Many people are simply glad to have a retirement account. Who has time to dig...

401(k) Blog AND 401(k) NEWS for SMALL BUSINESSES

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401(k) vs 403(b): Frequently Asked Questions

How a Diversified 401(k) Strategy Can Cut Your Taxes

How to “Mega” Your 401(k) and Cut Your Taxes

What Business Owners Should Know About CalSavers

A Complicated System That Puts You Last

The Trojan Horse That Can Crush Your Company's 401(k)

Your 401(k) plan advisor: Are you getting a good value?

Legislative Spotlight: The Retirement Security & Savings Act

Legislative Spotlight: Automatic Retirement Plan Act

Cycle 3 Restatement: Frequently Asked Questions

How Low-Quality, High-Cost Funds Drag Down Your Retirement Savings

Legislative Spotlight: SECURE Act 2.0

How to Use Profit Sharing to Stay “Tax Neutral”

How to Upgrade Your SIMPLE IRA to a 401(k) Plan

5 Reasons a 401(k) Is Better Than a SEP IRA

5 Reasons a 401(k) Is Better Than a SIMPLE IRA

More savings, fewer taxes: The powerful tax benefit for business owners

Tax Hike: What Biden's Tax Plans Means for You

Tax Credit and Deductions

3 Mistakes to Avoid When Starting a Retirement Plan

Avoid These 7 Common 401(k) Administration Issues

401(k) Tax Benefits for Business Owners

2021 Key 401(k) Compliance Dates for Your Business 401(k)

3 Tips for Managing 401(k) Profit Sharing Contributions

401(k) Contribution Limit Increases for 2022

401(k) Employer Match Contributions Matter

401(k) vs. IRA—Which is the Better Option for You?

Benefits of Roth 401(k): 5 Reasons Your Employees Will Love it

Does Your Business Have a Top-Heavy 401(k)? Consider Adding Safe Harbor

Employer Considerations for Nonqualified Deferred Compensation Plans

How Using Health Savings Accounts with 401(k) Benefits Can Help Your Employees

Is an IRA a Good 401(k) Alternative for Your Employees?

Thinking about starting a 401(k) at your business? Here’s food for thought—including potential tax benefits

Types of 401(k) Profit Sharing Plans

What is Compound Interest?

How to Set Up a 401(k) Plan For Your Business

New Jersey Businesses and Secure Choice

State-Run Retirement in Illinois: What is Secure Choice?

What Business Owners Should Know About OregonSaves

Setting up your Company’s 401(k) Investment Options

Pro Tips for Managing a Cash Balance Plan During a Pandemic

The DOL Now Allows Private Equity in 401(k) Plan's Investment Lineup

5 Ways Your 403(b) Plan Is Costing You Big

Your 401(k) and Stock Market Volatility

An Overview of Solo 401(k) Plans

The CARES Act and RMDs: FAQs

All About 401(k) Fees

CARES Act and 401(k) Loans and Distributions FAQs

MULTIPLE EMPLOYER PLAN FOR INDUSTRY ASSOCIATIONS

The Impact of the SECURE Act on Multiple Employer Retirement Plans

Layoffs vs. Furloughs: What’s the difference in terms of 401(k) impact?

401(k) Plan Management during COVID-19: FAQs

Money Purchase Pension Plans

Defined Benefit Pension Plans

457b Governmental Plans

401(a) Governmental Plans

Former employees with a 401(k) balance

What Is a 401(k) Plan Document?

401(k) Benefits for Business Owners

What is a Required Minimum Distribution (RMD)?

Celebrate National Retirement Security Week with These Small Steps

401(k) Plan Design

How to Evaluate 401(k) Recordkeepers

Selecting Your Company's 401(k) Provider

How to Evaluate Third Party Administrators

The Keys to 401(k) Compliance Testing Success

Differences In Employer and Employee 401(k) Plan Perception

What is a 3(16) Fiduciary for 401(k) Plans?

401(k) Administration at Your Small Business

What is a 403(b)?

All About 401(k) Plan Sponsors

What are 401(k) Corrective Distributions?

Employee Stock Ownership Plans (ESOP) Can Help Business Owners Retire

The Most Common 401(k) Investments

Small Business 401(k) Cost & Expenses

How Much Do I Need for Retirement? What a Retirement Calculator Can Tell You

6 Traits of the Best 401(k) Plan Providers: A Focus on Advisers