Types of Non-Profit Plans
There are three main types of retirement plan options for non-profits.
A 401(k) plan is a retirement plan that can be utilized by non-profits and for-profit organizations. It is a flexible plan type which make it a popular choice among nonprofits.
A 403(b) plan is available to non-governmental nonprofit entities. This plan type is exempt from certain compliance testing and has fewer investment options than a 401(k).
A Non-Qualified Deferred Compensation (NQDC) plan can be added to a 401(k) or 403(b) plan in order to provide additional benefits to key employees. NQDC plans are popular with non-profit organizations due to their tax exempt status.
Compare the differences between a 401(k) Plan and a 403(b) Plan.
Non-Profit Plan Selection Guide
Use this guide to learn how to select the best retirement plan for your non-profit. This guide includes common pitfalls to avoid, what to look for in a plan, and how to choose the best providers for your plan.
Must-See 2-Minute Video
Frequently Asked Questions
Watch this short video from a Fisher Retirement Plan Specialist to learn how to choose the best retirement plan for your non-profit.
Free Provider Evaluation Checklist
Top Questions to Ask When Evaluating Non-Profit Plan Providers
Use this checklist to know which questions to ask when evaluating your non-profit retirement plan providers.
Schedule your free consultation!
One of our 401(k) business specialists would love to talk to you about your company's retirement plan needs.
What is a 403(b)?
The 403(b) plan is a special type of retirement plan for qualifying non-profit employers. Learn how they compare to a traditional 401(k).
401(k) vs 403(b)
Read this article to get answers to frequently asked questions around the differences between 403(b) and 401(k) plans for non-profits.
403(b) Plan Solutions
There are two main types of 403(b) solutions; annuity based or non-annuity based. Download the chart to compare.