401k Basics
Infographics

2018 Contribution Limits for Retirement Plans

The IRS determines how much individuals can contribute to various retirement and pension accounts. These limits are reviewed annually and updated to reflect any cost-of-living increases. Here is a quick reference for the maximum amount that can be saved into each type of account for 2018.

401k Basics
Worksheets

Simple Glossary of Terms

Here is a brief list of common 401(k) terms and their definitions to help 401(k) plan managers understand some of the 401(k)-specific language used by the financial industry.

401k Basics
Infographics

401(k) and Payroll Integration

Payroll integration can make your 401(k) plan much easier to manage. There are several types of payroll integration that can be leveraged. This infographic shares two ways; 180 degree and 360 degree payroll and 401(k) integration.

401k Basics
Whitepapers & Reports

3(21) v. 3(38) Q&A's

Managing your company’s 401(k) comes with personal risks and responsibilities, called fiduciary responsibilities. In this Q&A, you’ll learn what a fiduciary is and what your liability might be, and the types of advisers you can delegate some of your risk and responsibility to. (Specifically, a 3(38) Investment Manager and a 3(21) Investment Adviser.)

401k Basics
Articles

401(k) Employee Participation: Why It Matters

A 401(k) plan can be one of the most compelling benefits for attracting and retaining valued staff—but only if your employees take advantage of it. This article looks at why it’s so important that your service provider focuses on helping encourage employee participation in the retirement plan, and some tactics you can use to increase employee engagement.

401k Basics
Whitepapers & Reports

Understanding Fiduciaries and their Responsibilities

Get answers to commonly asked questions about 401(k) fiduciaries; what is a fiduciary, who is a fiduciary and more. This is a quick two-page guide to familiarize yourself with fiduciary responsibility related to running a 401(k) plan.

401k Basics
Infographics

401(k) Service Provider Infographic

Understanding each 401(k) service provider’s role and responsibility is important to the success of your plan. In this overview, learn what is expected from a Plan Sponsor, Investment Adviser, TPA and Recordkeeper.

401k Basics
Whitepapers & Reports

Understanding Retirement Plan Fees and Expenses

As an employer offering a retirement plan, you are helping your employees achieve a secure financial future. Your decision making will include selecting plan investments, investment options and service providers. When you make these choices, cost will be a key component. This whitepaper by the DOL will help you better understand and evaluate your plan’s fees and expenses. Understanding Retirement Plan Fees and Expenses is a document of the U.S.…

401k Basics
Whitepapers & Reports

The Makings of a Great Small Business 401(k) Plan

If you’re thinking of starting a 401(k) plan at your business, check out these six tips to help you choose set one up that helps you and your employees.

401k Basics
Videos

401(k) Service Provider Landscape

When you manage a 401(k) plan, you end up working with different types of service providers. Commonly, there are advisers, recordkeepers, and third party administrators, but what do they do and how are they different? Watch this video to learn more about the different types of partners you can work with.

401k Basics
Whitepapers & Reports

401(k) Plans for Small Business

401(k) plans can be a powerful tool in promoting financial security in retirement. This guide highlights some 401(k) plan advantages, your options and responsibilities as an employer, and the differences between different 401(k) plan options. 401(k) Plans for Small Businesses is a joint project of the U.S. Department of Labor’s Employee Benefits Security Administration (DOL/EBSA) and the Internal Revenue Service.

401k Basics
Infographics

401(k) Fees Overview

Understanding your 401(k) plan fees is important when determining if they are necessary and reasonable. Plans may charge just one fee, or any combination of fees depending on your service providers. This outline addresses the three main types of fees common to 401(k) plans and how to look for hidden fees.

401k Basics
Whitepapers & Reports

5 Employer Tips for 401(k) Enrollment

Learn how to maximize employee enrollment in your company 401(k) by following five simple but effective tips. These methods work—enrollment data shows that clients typically experience an increase in both participation and deferral rates by instituting these recommended practices.

401k Basics
Whitepapers & Reports

IQ Quiz Report

We commissioned a nationwide survey of over 1,000 employees about their knowledge of their company’s 401(k) plan. We found that a significant majority of Americans, around 70%, regularly feel overwhelmed, disappointed, and skeptical about retirement planning. Check out this report to see how the national results compared to yours, gain insights into common misunderstandings, and find out what you can do about it for your company’s 401(k) plan. 

401k Best Practices
Whitepapers & Reports

401(k) Loans FAQs for Employers

What is a 401(k) loan? How are they paid back? What are the downsides to this kind of loan or the repercussions for missing payments? This information sheet answers these questions and provides general information about the details and mechanics of 401(k) loans.

401k Best Practices
Whitepapers & Reports

Meeting your Fiduciary Responsibilities

Managing a company 401(k) plan comes with a lot of responsibility, called fiduciary responsibility. Here, you can find a guide explaining the law around that responsibility, what you’re liable for, what you need to do and some tips for a 401(k) plan fiduciary. Meeting your Fiduciary Responsibility is a document of the U.S. Department of Labor’s Employee Benefits Security Administration (DOL/EBSA).

401k Basics
Worksheets

401(k) Glossary of Terms (Extended)

Want a deeper dive into many of the 401(k) terms and their definitions to better help you understand the sometimes confusing world of 401(k) plans? Here is an extended list of common 401(k) terms and their definitions to help 401(k) plan managers understand the more technical terminology used in the 401(k) industry. 

401k Basics
Whitepapers & Reports

Hardship Distribution Guidelines

Your employees may ask for a hardship distribution from their 401(k). This sheet shares the 6 scenarios when a hardship distribution is possible according to the IRS. 

401k Basics
Whitepapers & Reports

Payroll Contribution and Employee Information Checklist for 401(k)'s

There are five methods for managing employee payroll information for a 401(k). Download this payroll checklist outlining the ways to transmit employee data and payroll, for each of the five payroll processing methods. Accurate and up to date 401(k) payroll data for employee contributions is essential regardless of your process so that your service providers can track eligibility, facilitate transactions, and prepare annual administration.

401k Basics
Interactive Tools

401(k) IQ in the Workplace Quiz

Take our 401(k) IQ in the Workplace 9-Question Quiz and test your 401(k) knowledge against 1,000 others who participate in their 401(k) plan. Take the quiz and get your score.

401k Basics
Interactive Tools

Retirement Calculator

This retirement calculator is meant to provide you a snapshot of what your retirement savings might look like if you follow your current path. Use the different levers to see how tweaks to your savings strategies will impact your retirement readiness. Input your salary, the age you plan to retire, and more to visualize what your finances might look like once you retire.

401k Basics
Interactive Tools

Know your options when selecting a 401(k) adviser for your business

There are several different types of advisers you can work with to help you with managing of your company’s 401(k) plan. It all depends on what level of service you want as well as what type of risk protection you’d like to get. Check out this quick infographic to see the range of services offered by different types of 401(k) plan advisers.

Interested in more content like this?

Stay up to date on small business trends and the latest in 401(k).

 
About Us

Fisher Investments 401(k) Solutions is dedicated to helping small and mid-size businesses deliver successful ‭retirement plan services. Our success is defined by each business achieving its custom 401(k) plan goals and by ‭empowering employees with the dedicated support and resources necessary to achieve a dignified retirement. Our ‭solutions are built on the core principles of providing employers and employees ready access to dedicated 401(k) ‭specialists, flexible investment options, and fee transparency.

The Fisher Investments Resource Library is designed to support 401(k) Plan Sponsors with insights, tools and ‭answers without obligation.

Contact Us

5525 NW Fisher Creek Drive
Camas, WA 98607

844-238-1247
info401k@fi.com

Follow Us