401k Best Practices
Whitepapers & Reports

3 Steps to Selecting Your Company's 401(k) Adviser

Your 401(k) adviser should be your most important retirement plan partner—they’re part of the engine that runs and maintains your plan. Here’s how to find a 401(k) adviser you can trust long-term to help you and your employees achieve your retirement goals.

401k Best Practices
Whitepapers & Reports

3(21) v. 3(38) Q&A's

Managing your company’s 401(k) comes with personal risks and responsibilities, called fiduciary responsibilities. In this Q&A, you’ll learn what a fiduciary is and what your liability might be, and the types of advisers you can delegate some of your risk and responsibility to. (Specifically, a 3(38) Investment Manager and a 3(21) Investment Adviser.)

401k Best Practices
Whitepapers & Reports

Understanding Fiduciaries and their Responsibilities

Get answers to commonly asked questions about 401(k) fiduciaries; what is a fiduciary, who is a fiduciary and more. This is a quick two-page guide to familiarize yourself with fiduciary responsibility related to running a 401(k) plan.

401k Best Practices
Whitepapers & Reports

Understanding Retirement Plan Fees and Expenses

As an employer offering a retirement plan, you are helping your employees achieve a secure financial future. Your decision making will include selecting plan investments, investment options and service providers. When you make these choices, cost will be a key component. This whitepaper by the DOL will help you better understand and evaluate your plan’s fees and expenses. Understanding Retirement Plan Fees and Expenses is a document of the U.S.…

401k Best Practices
Whitepapers & Reports

401(k) Fee Transparency

Clear up your 401(k) fees and uncover what you and your employees are paying for your 401(k) plan. Unfortunately, complex fee structures make that easier said than done. This paper explains why it’s crucial to take the time to review and understand your company’s fees, what the three main “fee buckets” are, who actually pays these costs, and how the types of funds you have in your 401(k) plan can affect your fees.

401k Best Practices
Whitepapers & Reports

401(k) Plans for Small Business

401(k) plans can be a powerful tool in promoting financial security in retirement. This guide highlights some 401(k) plan advantages, your options and responsibilities as an employer, and the differences between different 401(k) plan options. 401(k) Plans for Small Businesses is a joint project of the U.S. Department of Labor’s Employee Benefits Security Administration (DOL/EBSA) and the Internal Revenue Service.

401k Best Practices
Whitepapers & Reports

401(k) Compliance Calendar

There are important dates each year that 401(k) plan managers can prepare for in advance. These key dates vary in how much action is needed—some may be as simple as signing and filing a form while some are deadlines by which your business is required to fund contributions made to your employees, undergo compliance testing, and distribute notices to your employees. Check out this year’s 401(k) compliance calendar.

401k Best Practices
Whitepapers & Reports

5 Tips for Increasing Employee 401(k) Enrollment

Learn how to maximize employee enrollment in your company 401(k) by following five simple but effective tips. These methods work—enrollment data shows that clients typically experience an increase in both participation and deferral rates by instituting these recommended practices.

401k Best Practices
Whitepapers & Reports

IQ Quiz Report

Check out this report to see how the national results compared to yours, gain insights into common misunderstandings, and find out what you can do about it for your company’s 401(k) plan. 

401k Best Practices
Whitepapers & Reports

401(k) Loans FAQs for Employers

What is a 401(k) loan? How are they paid back? What are the downsides to this kind of loan or the repercussions for missing payments? This information sheet answers these questions and provides general information about the details and mechanics of 401(k) loans.

401k Best Practices
Whitepapers & Reports

Common 401(k) Plan Administrative Mistakes

This quick reference offers some of the most common mistakes than can happen when administering a 401(k) plan and what can be done to fix them. Plus, you’ll learn the top 5 ways to avoid administrative issues all-together. 

401k Best Practices
Whitepapers & Reports

Create a Compelling Profit Sharing Plan

This guide reviews five types of Profit Sharing Plans: Profit Share Plans, Profit Share with 401(k) Plans, Profit Share with 401(k) & Discretionary Match, Profit Share with 401(k) & Safe Harbor Match, and Profit Share with 401(k) & Safe Harbor Non-Elective Match. Along with pros and cons, there is a Profit Sharing Plan comparison chart that illustrates each plan’s characteristics and how they apply.

401k Best Practices
Whitepapers & Reports

Meeting your Fiduciary Responsibilities

Managing a company 401(k) plan comes with a lot of responsibility, called fiduciary responsibility. Here, you can find a guide explaining the law around that responsibility, what you’re liable for, what you need to do and some tips for a 401(k) plan fiduciary. Meeting your Fiduciary Responsibility is a document of the U.S. Department of Labor’s Employee Benefits Security Administration (DOL/EBSA).

401k Best Practices
Whitepapers & Reports

Hardship Distribution Guidelines

Your employees may ask for a hardship distribution from their 401(k). This sheet shares the 6 scenarios when a hardship distribution is possible according to the IRS. 

401k Best Practices
Whitepapers & Reports

Payroll Contribution and Employee Information Checklist for 401(k)s

There are five methods for managing employee payroll information for a 401(k). Download this payroll checklist outlining the ways to transmit employee data and payroll, for each of the five payroll processing methods. Accurate and up to date 401(k) payroll data for employee contributions is essential regardless of your process so that your service providers can track eligibility, facilitate transactions, and prepare annual administration.

401k Best Practices
Whitepapers & Reports

The 401(k) Plan Manager’s Guide to Behavioral Finance and Investment Evaluation

When it comes to mutual fund evaluation, there are five common biases that make it difficult for employers and advisers alike to get a complete picture of each option and appropriately compare the funds to others. It also reviews how employers can avoid them when evaluating investment options for their company’s 401(k) plan.  Learn about how you can anticipate and overcome these biases to make good decisions for your plan and your employees.

Interested in more content like this?

Stay up to date on small business trends and the latest in 401(k).

 
About Us

Fisher Investments 401(k) Solutions is dedicated to helping small and mid-size businesses deliver successful ‭retirement plan services. Our success is defined by each business achieving its custom 401(k) plan goals and by ‭empowering employees with the dedicated support and resources necessary to achieve a dignified retirement. Our ‭solutions are built on the core principles of providing employers and employees ready access to dedicated 401(k) ‭specialists, flexible investment options, and fee transparency.

The Fisher Investments Resource Library is designed to support 401(k) Plan Sponsors with insights, tools and ‭answers without obligation.

Contact Us

5525 NW Fisher Creek Drive
Camas, WA 98607

844-238-1247
info401k@fi.com

Follow Us