401k Basics
Whitepapers & Reports

Understanding Retirement Plan Fees and Expenses

As an employer offering a retirement plan, you are helping your employees achieve a secure financial future. Your decision making will include selecting plan investments, investment options and service providers. When you make these choices, cost will be a key component. This whitepaper by the DOL will help you better understand and evaluate your plan’s fees and expenses. Understanding Retirement Plan Fees and Expenses is a document of the U.S.…

401k Basics
Whitepapers & Reports

401(k) Plans for Small Business

401(k) plans can be a powerful tool in promoting financial security in retirement. This guide highlights some 401(k) plan advantages, your options and responsibilities as an employer, and the differences between different 401(k) plan options. 401(k) Plans for Small Businesses is a joint project of the U.S. Department of Labor’s Employee Benefits Security Administration (DOL/EBSA) and the Internal Revenue Service.

Reviewing Your Providers
Whitepapers & Reports

Sample 401(k) Benchmark Report

View a sample 401(k) benchmark report that compares a sample 401(k) plan to similar companies in terms of number of participants and industry. In a third party 401(k) benchmark report like this one, your company can easily compare fees, plan options, employee participation and investment options, therefore allowing you to identify any places in your 401(k) that need to be re-evaluated and updated.

401k Best Practices
Whitepapers & Reports

401(k) Compliance Calendar

There are important dates each year that 401(k) plan managers can prepare for in advance. These key dates vary in how much action is needed—some may be as simple as signing and filing a form while some are deadlines by which your business is required to fund contributions made to your employees, undergo compliance testing, and distribute notices to your employees. Check out this year’s 401(k) compliance calendar.

401k Best Practices
Whitepapers & Reports

Common 401(k) Plan Administrative Mistakes

This quick reference offers some of the most common mistakes than can happen when administering a 401(k) plan and what can be done to fix them. Plus, you’ll learn the top 5 ways to avoid administrative issues all-together. 

401k Best Practices
Whitepapers & Reports

Meeting your Fiduciary Responsibilities

Managing a company 401(k) plan comes with a lot of responsibility, called fiduciary responsibility. Here, you can find a guide explaining the law around that responsibility, what you’re liable for, what you need to do and some tips for a 401(k) plan fiduciary. Meeting your Fiduciary Responsibility is a document of the U.S. Department of Labor’s Employee Benefits Security Administration (DOL/EBSA).

401k Basics
Whitepapers & Reports

Hardship Distribution Guidelines

Your employees may ask for a hardship distribution from their 401(k). This sheet shares the 6 scenarios when a hardship distribution is possible according to the IRS. 

401k Basics
Whitepapers & Reports

Payroll Contribution and Employee Information Checklist for 401(k)s

There are five methods for managing employee payroll information for a 401(k). Download this payroll checklist outlining the ways to transmit employee data and payroll, for each of the five payroll processing methods. Accurate and up to date 401(k) payroll data for employee contributions is essential regardless of your process so that your service providers can track eligibility, facilitate transactions, and prepare annual administration.

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About Us

Fisher Investments 401(k) Solutions is dedicated to helping small and mid-size businesses deliver successful ‭retirement plan services. Our success is defined by each business achieving its custom 401(k) plan goals and by ‭empowering employees with the dedicated support and resources necessary to achieve a dignified retirement. Our ‭solutions are built on the core principles of providing employers and employees ready access to dedicated 401(k) ‭specialists, flexible investment options, and fee transparency.

The Fisher Investments Resource Library is designed to support 401(k) Plan Sponsors with insights, tools and ‭answers without obligation.

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