Worksheets

Find out when and how to file the Form 5500 for your small business 401(k) with these Form 5500 instructions. While some service providers will prepare, sign, and even file this annual reporting document on your behalf, you can follow this simple walkthrough to electronically file on your own.

A gap analysis is a way for your employees to see how they are tracking toward their retirement savings goals. It measures the gap between their current savings and savings rate and their future dollars needed. Typically, a gap analysis will take into account Social Security, 401(k) and other retirement savings accounts. Check out this sample gap analysis and see what it looks like and the types of recommendations a gap analysis will provide to…

Make a difference to your company 401(k) plan. Ask your employees these four simple questions about their plan, and then tally the results. If the majority of employees answered “no” or “unsure” then it may be time to take a closer look at the level of service you’re getting from your 401(k) provider. 

As someone responsible for managing their company’s 401(k) plan, how do you know when your 401(k) plan might need a maintenance check? Your answers to the five questions in this tool will help you assess your current 401(k) and identify any improvements that could be made. 

There’s no such thing as a one-size-fits-all 401(k) plan. Your business is as unique as your own fingerprint. By answering eight simple questions in this quiz, you will discover which features of a 401(k) plan are the most important to you and your company. Plus, you’ll also find information to help you understand your needs and the factors you should consider during this process.

As an employer who offers a 401(k), you want to maintain a fiduciary audit file in the case of an audit by the IRS or Department of Labor (DOL), and for an annual audit if you have more than 100 employees. But what should be in your 401(k) fiduciary audit file? And how often do you update the 401(k) audit file? Read the guide. 

Can you check all these boxes as a 401(k) plan fiduciary? This is a great way to make sure you’ve taken all the steps needed to responsibly administer your company 401(k) plan. This checklist is a fiduciary best practice guide for all 401(k) plan managers.

Want a deeper dive into many of the 401(k) terms and their definitions to better help you understand the sometimes confusing world of 401(k) plans? Here is an extended list of common 401(k) terms and their definitions to help 401(k) plan managers understand the more technical terminology used in the 401(k) industry.