Retirement Plan Comparison Chart

Contributions

Contributions

Solo(k) with Fisher Investments

401(k) with Fisher Investments

SIMPLE IRA with Fisher Investments

SEP IRA with Fisher Investments

Employee Income Limits

None

None

None

None

Annual Contribution Maximum

$57K1

$57K1

$13.5K2

$57K

Incremental Owner Contributions Available

Yes3

Yes3

No

Yes3

Tax-Deferred Contributions

Pre-tax & Post-tax options

Pre-tax & Post-tax options

Pre-tax only

Pre-tax only

Employer Contributions

Optional

Optional

Required
(100% match up to 3%, or 2% non-elective)

Required
(Same % of pay as owner)

Loans Allowed

Yes

Yes

No

No

Plan Management

Plan Management

Cost

Low Cost

Low Cost

Low Cost

Low Cost

Administration

Easy to start and maintain

Easy to start and maintain

Easy to start and maintain

Easy to start and maintain

Employee Exclusions

N/A

Yes4

No

No