Cash balance plans can turn taxes into wealth.

How a Cash Balance Plan Works

There’s a huge tax benefit that likely no one has told you about. By maximizing your savings and tapping into additional plan features that multiply your tax benefits, you can save up to $100k or more on your tax bill. See why many successful business owners have added a Cash Balance plan to their company’s 401(k) program.

What is a Cash Balance Plan?

A Cash Balance Plan is a type of retirement plan that allows business owners to contribute up to $480,500 per year. It’s sometimes called a Cash Balance pension plan because it’s a defined benefit plan, meaning contributors are guaranteed a specified amount in retirement.

Why it’s Important?

A Cash Balance Plan allows owners to keep more of their profits and grow them tax-deferred. And because it’s a business expense, a Cash Balance Plan can significantly reduce a company’s business taxes. In fact, owners can fund a sizable portion of retirement savings using money they would have paid in taxes.

How Fisher\SMB™ Can Help

Cash Balance retirement plans can be complex and require a plan advisor with deep expertise. Fisher\SMB is one of America’s top advisory firms with experience helping many business owners set up and manage this sophisticated strategy.